We make extended warranty repairs a pain free experience!
If you have purchased an aftermarket extended warranty for your vehicle you’re at the right place. We’ve been dealing with all the major automotive extended insurance companies for years and we make this a pain free experience for you. We work on your behalf by making sure that you get the maximum out of your insurance claim by looking at everything else that might need repair and by using manufacturer parts. Not sure if you have coverage for certain repairs? No worries just bring your insurance information and we’ll take it from there.
And if you’re thinking about purchasing an extended warranty for your vehicle here’s more info.
What Is an Extended Warranty?
A service contract, sometimes referred to as an extended warranty, is designed to offset repair costs after the purchase of a new or used vehicle.
Not to be confused with a manufacturer's warranty, extended warranties kick in after the expiration of the manufacturer's bumper-to-bumper warranty. Extended warranties are sold as a separate contract, and—unlike a manufacturer's warranty—are not included in the purchase price.
Warranty Options & Types
An extended warranty will pick up repair coverage for a designated number of years AFTER you have reached either:
- The allowed mileage on the original manufacturer's warranty.
- The number of years of the manufacturer's warranty. Example: 3 years or 36,000 miles.
An extended warranty can be purchased at a dealership at the time of sale, or after the sale but before the manufacturer's warranty has expired.*
The two types of extended warranties are:
- Dealership extended warranty.
- Third-party extended warranty.
NOTE: Extended warranties may be available for some but not all vehicles after expiration; costs may increase significantly.
Dealership Extended Warranty:
Not to be confused with the manufacturer's warranty, a dealership extended warranty is a service contract sold by the dealership. These warranties:
- Are often added to the overall cost of the vehicle at the time of sale.
- May or may not be backed by the automaker.
- Frequently have specific requirements as to where your car is serviced.
- Like all service contracts, dealership warranties can differ in what they cover. Make sure you know if it extends bumper-to-bumper coverage past the manufacturer's warranty or if it only covers a portion of the vehicle, such as repairs to the engine and drivetrain.
- If backed by the automaker, repairs must usually be made at a franchised dealership. Other stipulations such as scheduled servicing may also be required.
Third-Party Extended Warranty
A third-party extended warranty, sometimes referred to as an aftermarket warranty, is a service contract from an independent provider that has no direct business relationship with the auto manufacturer. Though it can be purchased at any time, it is best to purchase these warranties before the manufacturer's warranty has expired to get a cheaper rate.
An advantage of third-party warranties is that you often have more choices, which can help drive down the price. Beware that not all third-party extended warranties are created equally. Make sure the warranty is backed by a reputable provider to avoid scams. If in doubt, check to see if the company backing the warranty is accredited by the Better Business Bureau (BBB).
Third-Party Coverage Breakdown
Below is a basic breakdown of each coverage type listed above. Make sure you read the fine print before you decided on a specific package to get a detailed list of exactly what each option covers.
Depending of the type of coverage (example: Basic, Bronze, Silver, Gold…) coverage may include repairs to:
- Major engine components.
- Front and rear drive axles.
- Silver Coverage
- Provides only essential vehicle coverage.
- Repairs to major vehicle systems.
- Fuel delivery components.
- Basic electrical components.
- Air conditioning services.
- Braking components.
- Steering components.
- Suspension components.
Costs will vary according to the extent of the coverage and the number of years of the contract.
Extended Warranty Considerations
Deciding which type of extended coverage is best for you can be tricky. Before you choose, take these factors into consideration:
- If the vehicle is still under manufacturer warranty.
- The length of time you plan to own the vehicle.
- You may not need extended coverage if you plan to own the car for less or close to the amount of time left on the manufacturer's warranty.
- If a deductible is required for vehicle repairs.
- Where repairs can be made.
- Third-party warranties may need approval before a repair is made.
- Some extended warranties require the owner to pay for the entire cost up front and reimburse you later.
- Other extended warranties will pay the repair shop directly.
- If the vehicle has had frequent repairs, extended coverage may save you money in the long run.